Let us not judge ourselves by the profit we make but by the trust and the confidence that people have in us. Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided but his interests will be carefully protected. .
Even before the word “ethos” found a place in the corporate lexicon, Muthoot Finance Ltd. imbibed a work culture based on conscience. Since its inception, the company has nurtured trust as its most prominent value. We are committed to keeping this heritage alive throughout the generations to come.
At Muthoot Finance Ltd. we are committed to creating a balance. We believe in a simple yet profound theory of “from excess or scanty, to appropriateness”. A prominent example of this is our financial inclusion policy. The company provides gold loan on extremely easy terms and conditions to people of each segment of the society. Our gold loan range begins from Rs. 1500 and there is no maximum limit. Driven by the invaluable trust and commitment that people have shown in us through centuries, we created a reputable market image.
Being a prominent venture of the Muthoot Group, Muthoot Finance Ltd. carefully and passionately imbibes the values of the former. We take pride in our strong foundation which is deeply rooted in the following pillars :
We are the largest gold financing company in India in terms of loan portfolio, according to the 2015 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time-frame, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.
Branches spread over 21 states and 4 Union Territories
Customers in our portfolio