Annual Reports

  • Annual Report for FY 2015-16

    Head Investors-Annual Report

  • Annual Report for FY 2014-15

    Head Investors-Annual Report

  • Annual Report for FY 2013-14

    Muthoot Finance delivered a stable performance & recorded revenue of Rs 4947 Crores. Basic earning per share stood at Rs 20.99 & book value per share increased to Rs 114.73.

  • Annual Report for FY 2012-13

    Muthoot Finances Retail Loan Under Management has gone up to Rs. 26,387 with a proportional increase in branches which now stands at 4,082 branches across the country.

  • Annual Report for FY 2011-12

    Muthoot Finance reported 67% increase in disbursement & 80% growth in PAT, amounting to Rs.892 Crs. There was an increase in GRLAUM, which as of 31st March, 2012 stood at Rs.24,417 Crs.

  • Annual Report for FY 2010-11

    Gross Retail Loan Asset under Management stood at Rs.1586845 Lacs as of 31st March,2011 registering a growth of 113% as against Rs.743815 Lacs reported during the FY ended 31 March,2010.

  • Annual Report for FY 2009-10

    Muthoot Finance reported plus growth in PAT; going from Rs.977.2 Million last year to Rs.2,275.75 Million this year. There was also a healthy decrease in NPAs from 0.48% to 0.46%.

  • Annual Report for FY 2008-09

    Muthoot Finance saw an overall increase in business due to the extremely successful IPO. PAT grew Rs.3,412 lakhs. Bank borrowings also grew at 112.9% as GRLAUM went from Rs.222,627 lakhs to Rs.336,900 lakhs.

  • Annual Report for FY 2007-08

    Retail loan portfolio grew 53% with loans under management reaching Rs. 222627 lakhs. Interest income grew 60% YOY & PBT grew 45%. Also, MFL raised Rs. 35,711 lakhs, through private NCDs.

  • Annual Report for FY 2006-07

    75% increase in loan portfolio reaching Rs.137,047 lakhs as PBT rose 62%. NPAs reduced to 0.17% & cost of funds increased to 9.10% from 8.71% due to general hike in the bank lending rates.


why us

We are the largest Gold Financing Company in India in terms of loan portfolio, according to the 2015 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time-frame, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.

  • 25000


  • 4300+

    Branches spread over 21 states and 4 Union Territories

  • 6 million

    Customers in our portfolio

  • 130 year