credit_rating

Credit Rating

Credit Rating

Credit Rating Agency Instruments Ratings Limit in Rs. in Crores.
CRISIL Commercial Paper CRISIL A1+ 4000
Subordinated Debts CRISIL AA/Stable 100
Non-Convertible Debentures CRISIL AA/Stable 500
ICRA Commercial Paper ICRA A1+ 200
Short Term Bank Borrowings* ICRA A1+ 9392
Subordinated Debts ICRA AA/Stable 100
Non-Convertible Debentures ICRA AA/Stable 200
Long Term Bank Borrowings* ICRA AA/Stable 8336

why us

We are the largest gold financing company in India in terms of loan portfolio, according to the 2015 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time-frame, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.

  • 25000

    Employees

  • 4200+

    Branches spread over 21 states and 4 Union Territories

  • 6 million

    Customers in our portfolio

  • 130 year

    Existence