our products

AB CASH BHI CASHLESS BHI


LOAN DISBURSEMENT OPTIONS

  • INSTANT CASH*
    Come to our branch and GET INSTANT CASH from your loan amount.
  • PRE-PAID VISA CARD
    Get Card & PIN instantly to immediately use your loan amount credited on card. No need of Bank Account or waiting for the card. Do online transactions and lots more.
  • ONLINE PAYMENTS
    Disbursement of loan through Direct Bank Credits (RTGS / NEFT / IMPS / Net Banking).

DIGITAL CUSTOMER SERVICES

  • AADHAR CARD - ENABLED E-KYC
    Customer on boarding through E-KYC (Bio-metric fingerprint scanning).
  • iMUTHOOT APP
    View your account statement and balance, locate nearest branch and avail QuickPay facility.
  • WEBPAY FACILITY
    Avail Online Gold Loan, Pay Principal & Interest online along with Part Payment, Free Top-Up and Multiple withdrawal facilities.

*Terms & Conditions apply. Applicable on loans less than Rs. 1 lakh only. Cash Component at the sole discretion of Muthoot Finance. Cash is subject to availability.

Muthoot Finance DCB VISA CARD

Get Card and PIN instantly to use your loan amount credited on the card immediately. No need of bank account or waiting!

  • The card is being branded as “Muthoot Finance DCB VISA Card”.
  • Gold Loan up to Rs. 50000/- can be disbursed through the “Muthoot Finance DCB Visa card”. Part disbursal of loan through card is not permitted. Further gold loan amount can be loaded to the card subject to maximum limit of Rs. 50000/-.
  • Card withdrawal through any of our branches by using the loaded “Muthoot Finance DCB Visa card” is permitted provided sufficient cash is available at the paying branch. At present, cash disbursement through our branches is limited to Rs. 5000/- in a day and Rs. 10000/- in a week. The limit will be revised as and when the situation improves.
  • Cash can be withdrawn from any ATM by using the “Muthoot Finance DCB Visa card”. However, a service charge of Rs. 20/-+ tax as a applicable per withdrawal shall be levied for the same. At present, cash withdrawal limit through ATM is Rs. 2000/- per day as per RBI guidelines. The same will be revised as per Govt. /RBI guidelines from time to time.
  • “Muthoot Finance DCB Visa Card” will be accepted ay any shop/ Merchant Establishment where VISA Debit Card are accepted and the customer will not be charged for the same.
  • The “Muthoot Finance DCB Visa Card” is being issued free of cost by us as an introductory offer.

why us

We are the largest gold financing company in India in terms of loan portfolio, according to the 2015 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time-frame, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.

  • 25000

    Employees

  • 4200+

    Branches spread over 21 states and 4 Union Territories

  • 6 million

    Customers in our portfolio

  • 129 year

    Existence