We are happy to inform the launch of our online site www.muthootshop.in to enable our customers to redeem their accumulated Loyalty Points by purchasing various products available on this site. The products available on the site are lifestyle products which customers regularly buy for their homes and the maximum points can be redeemed to buy these products, based on eligibility. If the points redeemed are not sufficient to purchase the desired product then there is also an option for the customer to pay the balance/difference amount through Credit/Debit Card or Net Banking.
At the Branch, customer can be provided with an option to pay the balance/difference amount by cash using our Muthoot Money Wallet facility. Normal Wallet top-up charges will be applicable and is to be collected from the customer. This option will be available only if the branch staff is logging in with their respective Branch login username & password.
Products can also be purchased on the site without redeeming points by paying the full amount through Credit/Debit Card or Net Banking. For the confirmed orders the products will get delivered directly to the customer address within the delivery period mentioned against each of the products on the Muthoot shop site.
We are the largest Gold Financing Company in India in terms of loan portfolio, according to the 2015 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time-frame, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.
Branches spread over 21 states and 4 Union Territories
Customers in our portfolio