CREDIT RATING FOR THE ISSUE

"[ICRA] AA+(Stable)" by ICRA denoting " High degree of safety regarding timely
servicing of financial obligations and carry very low credit risk."

Multiple Options
Interest Payment Option
Interest
Payment		 36 Months
Coupon % p.a.		 60 Months
Coupon % p.a.		 84 Months
Coupon % p.a.		  
Annual 7.50 7.75 8.00  
Monthly 7.25 7.50    
On Maturity Payment Options
Investment
Amount (₹)		 36 Months
Maturity Value (₹)		 60 Months
Maturity Value (₹)
1,00,000 1,24,230 1,45,240
EARN ATTRACTIVE
INTEREST RATE

8% p.a

AA+ HIGH DEGREE OF SAFETY

ISSUE OPEN

ISSUE CLOSES ON June 17th, 2022

Investors to note that the payment of application amount is only
through ASBA mode No cash/cheque is accepted for the issue

(This is an advertisement for information purpose and not a prospectus announcement)
PUBLIC ISSUE OF SECURED REDEEMABLE NON-CONVERTIBLE DEBENTURES of base issue size of ₹75 crs with an option to retain oversubscription up to ₹225 crs aggregating up to Tranche-II issue limit of ₹300 crs
To know the nearest Muthoot Finance branch, visit muthootfinance.com/contact/branch-locator
For South India, Call : 99469 01212
For Rest of India, Call : 1800 313 1212
Muthoot Finance Limited ("Company") is proposing, subject to market condition and other consideration, to make a public issue of secured redeemable non-convertible debentures and has filed a Shelf Prospectus dated March 30th, 2022 and Tranche II prospectus dated May 19th, 2022 (“Prospectus”) with the Registrar of Companies, Kerala and Lakshadweep (“ROC”), SEBI and BSE Limited. The Prospectus is available on the website of SEBI at www.sebi.gov.in, BSE at www.bseindia.com, Company at www.muthootfinance.com and of the Lead Managers at www.akgroup.co.in. All investors proposing to participate in the Issue should invest only on the basis of the information contained in the Prospectus (including the risk factors therein). 1 For detailed terms and conditions, interest rates and other details on all Options, please refer to the Prospectus. 2 Tranche- II issue opens on May 25th, 2022 and close on June 17th 2022. For early closure/extension of the Tranche- II issue, please refer to the section titled “Issue Related Information” on page 67 of the Tranche II Prospectus. 4 Effective yield per annum on option V( Interest payable annually- Tenor - 84 months) for category III and IV investors. 5 Coupon and maturity value mentioned is for Category III and IV investors. 6 Minimum application amount would be Rs.10,000/- for all options either taken individually or collectively. It is to be distinctly understood that the permission given by BSE Limited should not in any way be deemed or construed that the prospectus has been cleared or approved by BSE Limited nor does it certify the correctness or completeness of any of the contents of the prospectus. The investors are advised to refer to the prospectus for the full text of the Disclaimer Clause of the BSE Limited.

DISCLAIMER – IMPORTANT

NOTE: ELECTRONIC VERSION OF THE SHELF PROSPECTUS AND TRANCHE II PROSPECTUS YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY MUTHOOT FINANCE LIMITED IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY. THE SHELF PROSPECTUS AND TRANCHE II PROSPECTUS HAVE BEEN MADE AVAILABLE ON THIS WEB SITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH REGULATION 29(1) OF THE SEBI (ISSUE AND LISTING OF NON-CONVERTIBLE SECURITIES) REGULATIONS, 2021 (THE “SEBI NCS REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE SHELF PROSPECTUS AND TRANCHE II PROSPECTUS. BY ACCESSING THE SHELF PROSPECTUS AND TRANCHE II PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME.

These materials are not directed at or accessible by the following persons:

  1. Minors without a guardian name (A guardian may apply on behalf of a minor. However, the name of the guardian will need to be mentioned on the Application Form)*;
  2. Foreign nationals;
  3. Persons resident outside India;
  4. Foreign Institutional Investors;
  5. Non Resident Indians inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  6. Qualified Foreign Investors;
  7. Overseas Corporate Bodies;
  8. Foreign Venture Capital Funds;
  9. Persons ineligible to contract under applicable statutory/ regulatory requirements.

*Applicant shall ensure that guardian is competent to contract under Indian Contract Act, 1872

Neither MUTHOOT FINANCE LIMITED,its Directors, employees nor its affiliates represent that the contents of the Shelf Prospectus and Tranche II Prospectus herein are accurate or complete. The information contained herein has not been updated since its original publication date and may not reflect the latest updates.

The contents of the Shelf Prospectus and Tranche II Prospectus are solely for your information purposes only. You may not and are not authorized to (1) deliver the Shelf Prospectus and Tranche II Prospectus to any other person or (2) reproduce such Shelf Prospectus and Tranche II Prospectus in any manner whatsoever. Any distribution or reproduction of the Shelf Prospectus and Tranche II Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI NCS Regulations or other applicable laws of India and/or in other jurisdictions.

Please read this notice carefully - It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated, without any prior notice. You should read it in full each time you visit the site.

Overseas persons

The information in this section is directed at, and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions only certain categories of persons may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so. If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

Basis of access

MUTHOOT FINANCE LIMITED has taken all necessary steps to ensure that the contents of the Shelf Prospectus and Tranche II Prospectus as appearing on this web site are identical to the Shelf Prospectus and Tranche II Prospectus filed with the BSE Limited, Registrar of Companies, Kerala and Lakshadweep and the Securities and Exchange Board of India (for record purposes).You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently neither MUTHOOT FINANCE LIMITED, its Directors, employees nor any of its affiliates accept any liability or responsibility of any nature whatsoever in respect of the alterations or changes which have taken place during the course of transmission of electronic data.

MUTHOOT FINANCE LIMITED, its Directors, employees will not be responsible for any loss or damage that could result from interception and interpretation by any third party(ies) of any information being made available to you through this web site. Access to electronic versions of these materials is being made available in good faith and for information purposes only, in connection with an offering of debt securities under the SEBI NCS Regulations and is not intended to nor does it constitute an offer and/or an invitation to subscribe to the securities referred therein.

The materials placed herein are for informational purposes and are not a solicitation of any bid from you. Nothing contained herein shall constitute and/or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred therein.

Any person seeking access to this portion of MUTHOOT FINANCE LIMITED’s website represents and warrants to MUTHOOT FINANCE LIMITED that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in Muthoot Finance Limited. Further, it does not constitute a recommendation by MUTHOOT FINANCE LIMITED or any other party to sell or buy securities in Muthoot Finance Limited.

Confirmation of understanding and acceptance of disclaimer

I have read and understood the disclaimer set out above. I understand that it may affect my rights. I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials. I confirm that I do not fall under any of the categories below:

  1. Minors without a guardian name (A guardian may apply on behalf of a minor. However, the name of the guardian will need to be mentioned on the Application Form);*
  2. Foreign nationals;
  3. Persons resident outside India;
  4. Foreign Institutional Investors;
  5. Non Resident Indians inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;
  6. Qualified Foreign Investors;
  7. Overseas Corporate Bodies;
  8. Foreign Venture Capital Funds;
  9. Persons ineligible to contract under applicable statutory/ regulatory requirements.

*Applicant shall ensure that guardian is competent to contract under Indian Contract Act, 1872