With the New Year fast approaching, plans are in full steam. Some people are checking out the nearby New Year bashes, and others are planning trips. While taking a break and traveling somewhere far off is a great way to bring in the New Year, you need to exercise some caution before you leave your home unattended. This is one of those times when the importance of having proper home insurance hits you.
Your home is your safe abode and having it violated by any natural disaster or burglary is hard wearing in itself, let alone worrying about the financial strain it is going to put on you. There is no doubt that home insurance is highly important, but there are some extra precautions that you can take:
Installing security systems and cameras is one of the things that can help you out a lot. It protects your home from unwanted visitors, as the mere sight of surveillance equipment is enough to deflect them. The best part is that these systems help keep you safe even when you are not home, and make your home look less appealing to opportunistic thieves.
Lights that turn on and off are almost always taken as a sign that someone is home, and when you are not home, it remains dark throughout the day and the night, hinting that the home might be unoccupied. Invest in some timers for your lights, so they turn on periodically, even if you’re not home. Or, with so many technological advancements, you could also get IoT (Internet of Things) installed to be able to control your lights and appliances from wherever you are.
There is hardly any privacy with social media announcing everything to the world. When you are travelling, your blog or social media is hardly the best place to announce that you will be away for an extended period. The less information you put out, the less are the chances of it being read by the wrong set of eyes.
Asking someone to keep visiting your home is always a good idea. Another thing that you must remember is to tell your newspaper delivery, local post office, milk delivery, etc. to put a hold on services for a while. Paper mails piling up on your doorstep for days on end is not a good idea. The same is the case with all the flyers that are delivered to you; you must ask some neighbor to clear them regularly.
Make sure your home insurance is properly updated, and be sure about the coverage you are being offered.
Make sure your home is completely safeguarded in all aspects, for only then can you enjoy a stress-free trip to ring in the New Year.
We are India's No.1 - Most Trusted Financial Services Brand, according to the Brand Trusted Report, 2017 & 2016 consecutively. We are also the largest Gold Financing Company in India in terms of loan portfolio, according to the 2015 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2015 ("IMaCS Industry Report, (2015 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time-frame, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.
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