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Gold Loan

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Gold Loan Schemes

Scheme Slab Periods Rate of Interest

*Please understand the amount of interest is only suggestive. it depends upon the purity and quality of gold

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GOLD LOAN schemes

  • Slab period of 1/3/6/12 months
  • Rate of interest charged is 14/18/21/24% per annum
  • 51% loan to value offered - Rs.600/- less than maximum LTV
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  • 2% pa rebate on interest offered if the 100% interest is paid monthly
  • 1% pa rebate on interest offered if 100% of the interest is paid quarterly
  • Maximum loan amount - Rs 3 lacs
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  • Slab period of 12 months
  • Rate of interest charged is 23% per annum. 2% penal interest is charged post completion of 12
  • Maximum loan to value of 75% offered
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  • 2% pa rebate on interest offered if the 100% interest is paid monthly
  • 1% pa rebate on interest offered if 100% of the interest is paid quarterly
  • Single loan amount of Rs.3 lakhs & Above
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  • Slab period of 3/6/12 months
  • Rate of interest charged is 18/22/24% per anum. 2% penal interest post completion of 12 month
  • 63% loan to value offered - Rs.300/- less than maximum LTV
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  • Slab period of 3/12 months
  • Rate of interest charged is 16/18% per annum. 2% penal interest over 12 months
  • Maximum loan to value of 75% offered
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  • Penal interest of 2% per annum for outstanding amount exceeding the sanctioned limit o/a of non-service of interest.
  • 2% per annum penal interest for amount outstanding after 12 months
  • Documentation Charges Rs.1500/- ( Rs.750/- for renewal after part release within 12 months)
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  • Slab period of 6/12/24/36 months
  • Rate of interest charged is 21% per annum. 2% penal interest on amount outstanding after final due date of the loan
  • Maximum loan to value of 75% offered
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why us

We are the largest gold financing company in India in terms of loan portfolio, according to the 2010 update to the IMaCS Research & Analytics Industry Reports, Gold Loans Market in India, 2009 ("IMaCS Industry Report, (2010 Update)"). We provide personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements. ...

  • 25000

    Employees

  • 4200+

    Branches spread over 21 states and 4 Union Territories

  • 6 million

    Customers in its portfolio

  • 129 year

    Existence

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