You can click here for contact us page or call at 1800 313 1212. You can also voice any concerns that you may have on our Twitter handle and Facebook page.
With us, you can rest assured that only excellent services will be offered. Muthoot Finance offers the best gold loans at lowest interest rates.
This is dependent on the purity of gold in the ornaments and the rate of gold on that date. So, for this, please visit your nearest Muthoot Finance Branch. To locate a branch of Muthoot Finance near you, simply search ‘Muthoot Finance gold loan near me’ on the internet.
If you wish to apply for a gold loan with us, you can visit any of our branches and talk to a customer care executive. The executive will assist you in filling out a KYC form for Gold Loan and provide you guidance for the process that follows.
There is no maximum limit on the Muthoot Finance gold loan.
At Muthoot Finance, we are well aware of the customer’s sentiment attached to the ornaments. Thus, we have put in place specialized safe rooms as well as CCTV cameras for the purpose of round-the-clock surveillance in our every branch. We enter the gold items pledged with Muthoot Finance Ltd. into our systems and every submission is locked away in a packaging that is tamper-proof.
So, you can remain worry free and avail a gold loan in an easy process from Muthoot Finance.
The minimum amount of the gold loan range by Muthoot Finance is ₹1500.
You will receive back the gold which you pledge with Muthoot Finance after you repay the loan and the complete amount. If you fail to repay the loan, then Muthoot Finance Ltd will reluctantly auction off the same. The borrowers will receive periodical reminders for payment of overdue interest and after the tenure of the loan, a final Notice before the auction.
Another important thing to know about the gold loan offered by us is that the pledged gold is required to be collected from the branch where it was initially pledged as well as stored.
The loan can be repaid at any Muthoot Finance branch, no matter the location. The CBS system of Muthoot Finance is implemented in every branch and lets customers repay their loan at any particular branch. But, it is important to note that the final collection of the gold needs to be done from the initial branch where it was pledged.
As for partial repayment, you can pay that along with interest at any of our branches or online on our website.
You can repay your loan on gold at any of our branches by cheque, cash, or debit cards (please note that demand drafts and credit cards are not accepted). You can even repay your loan against gold online by using iMuthoot mobile application or Online Webpay facility. To visit our Online Webpay facility, click here.
You can pledge any type of gold ornaments/gold jewellery with us. This includes items like rings, necklaces, watches, bracelets, 'Kardahs,' pendants, 'Polki' sets, and more. You can always consult our executives at your nearest Muthoot Finance branch for the exhaustive list.
There is no minimum tenure of gold loan. However interest is charged for minimum period of 7/15 days depending upon the gold loan scheme chosen.
The maximum tenure is 12 months.
Suggested Read: Choosing the Right Tenure for Your Gold Loan
The only security that is needed from the end of the customer to avail our gold loan is the gold they pledge. There is no requirement for an external/third party guarantor for the same. The loan gets sanctioned against the gold pledged.
