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Gold Loan Schemes
Gold loans are becoming increasingly popular as a quick and hassle-free way to get funds for urgent needs. A gold loan is a secured loan that involves pledging gold jewellery or ornaments as collateral. With the growing demand for gold loans, Muthoot Finance has introduced many popular Gold Loan Schemes to cater to the different needs of the customers. The Muthoot Finance Scheme Chart showcases various schemes with different tenures, interest rates, and loan amounts, making it easy for borrowers to choose the best-suited scheme. Our Gold Loan Schemes have flexible repayment options and minimal documentation, making them an attractive option.
MUTHOOT ONE PERCENT LOAN (MOL)
- Online Gold Loan (OGL) Facility available
- Loan Amount ₹1,500 to ₹ 50,000
- Tenure: 12 months
- Free Insurance for pledged gold ornaments
- Scheme with the lowest rate of interest (14% p.a), if 100% interest is paid monthly
MUTHOOT ULTIMATE LOAN (MUL)
- Online Gold Loan (OGL) Facility available
- Loan Amount Min ₹1,500
- Tenure : 12 Months
- Free Insurance for pledged gold ornaments
- Rate of interest is 23% p.a. with 1% rebate if 100% interest is paid monthly
MUTHOOT DELIGHT LOAN (MDL)
- Online Gold Loan (OGL) facility available
- Loan Amount: ₹75,000 to ₹5 crores
- Tenure: 12 months
- Free insurance for pledged gold ornaments
MUTHOOT MUDRA LOAN (MML)
- Online Gold Loan (OGL) Facility available.
- Loan Amount: ₹1,500 to ₹1 lakhs
- Highly Discounted rate of 13.90% p.a
- Free Insurance for pledged gold ornaments

MUTHOOT ADVANTAGE LOAN (MAL)
- Online Gold Loan (OGL) facility available
- Offered at branches in South India
- Loan Amount: ₹1,50,000 to ₹5 Crores
- Tenure: 12 months
- Free insurance for pledged ornaments
- Attractive interest rate of 19% p.a.
MUTHOOT HIGH VALUE PLUS LOAN (MHP)
- Online Gold Loan (OGL) facility available
- Offered at branches in North India
- Loan Amount: ₹3 Lakhs to ₹5 Crores
- Tenure: 12 months
- Free insurance for pledged ornaments
- Attractive interest rate of 15.5% p.a
MUTHOOT HIGH VALUE LOAN (MHL)
- Online Gold Loan (OGL) facility available
- Loan starting from ₹75,000 and no maximum limit
- Tenure: 12 months
- Free insurance for pledged ornaments
- Interest rate as on date as low as 20% p.a.
- Maximum Loan Value offered
- Offered at branches in South India

MUTHOOT BIG BUSINESS LOANS (MBS)
- Low rates of interest with maximum LTV
- Loan Amount: ₹5 Lakhs to ₹5 Crores as per Schemes
- Tenure: 12 months
- Free insurance for pledged gold ornaments
- Lowest interest rate of 14.5% p.a.
- Online Gold Loan (OGL) facility available

BEST VALUE SCHEME (BVS)
- Offered at South India branches only
- Loan Amount: ₹75,000 to ₹5 Crores
- Highly discounted rate of 16% p.a.
- Tenure: 12 months
- Free insurance for pledged ornaments

HIGH VALUE RETENTION (HVR)
- Offered at South India branches only
- Loan Amount: ₹10 Lakhs to ₹5 Crores
- Lowest interest rate of 13.5% p.a.
- Tenure: 12 months
- Free insurance for pledged ornaments
To help borrowers calculate the estimated loan amount and interest rates, several online Gold Loan calculators are available. The Gold Loan Calculator takes into account the weight and purity of the gold being pledged, along with the prevailing market rates, to calculate the loan amount and interest payable. This tool will help borrowers to make informed decisions and choose the most suitable Gold Loan Scheme based on their requirements and repayment capacity.
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- North 1800 313 1212