You can calculate the value of your gold per gram using the gold loan EMI calculator on the Muthoot Finance website. You can input some basic data in order to calculate the gold loan, like the amount you need, the type of gold, and the weight of the gold. This information also helps to determine your eligibility for the loan.
Gold Loan EMIs can be prepaid, with no prepayment charges.
EMIs can be made online or through Muthoot Finance's branches
You can pay back your whole loan before the end of your loan term without incurring any foreclosure costs or prepayment penalties.
Lender serves notices for non-payment of EMIs.
Muthoot Finance finance offers Gold Loans under flexible schemes, with a minimum amount of ₹1,500
The value of your gold will be determined by the weight of the gold items, the current gold rate, and the purity of the gold. The lender will often lend a percentage of the gold's worth, which is known as the gold loan eligibility per gram.
Gold Loan interest rate is calculated using mutiple factors. You can use the Calculator as well to know the interest.
No, a co-applicant is not required in order to obtain the Muthoot Finance gold loan. In order to proceed with the registration, you must give all of the basic information for the gold loan as specified by the company's terms and conditions. This comprises declarations and commitments made by the borrower and confirmed by him, as well as any additional papers requested by the organisation.
Muthoot Finance understands the emotional attachment that customers have to their jewellery. As a result, we have installed specialised safe rooms as well as CCTV cameras in each of our branches for round-the-clock surveillance. We enter the gold goods committed with Muthoot Finance Ltd. into our systems, and each submission is stored in tamper-proof packaging. Hence, you may relax and get a gold loan from Muthoot Finance in a simple method.
