Search Suggestions
- Gold Loan
- Money Transfer
- Mutual Funds

Gold coin vs Jewellery - Which is the best option for investment?
It has been ingrained in us Indians to mark special and auspicious occasions by buying and gifting gold. Be it a wedding or the arrival of a baby, we like to gift this yellow metal to express our love. Gold coins and bars are made of the purest form of gold and are generally bought for investment purposes. Gold coins and bars could either be converted into jewelry in the future or sold off to generate cash for financial needs. There’s a sense of pride, prosperity, and satisfaction in gold investments. And the value of gold has kept on appreciating making this precious commodity extremely rewarding. However, before investing in gold, online or physical gold, one should be aware of his/her objective as well as the pros and cons of each. An excellent hedge against market volatility and inflation, gold is a great addition to a diversified investment portfolio.
Table of Content
- How to Invest in Gold: Best Gold Investment Plans
- Gold Coin vs Gold Jewellery: Which is a Better Investment?
- Conclusion
How to Invest in Gold: Best Gold Investment Plans
Different individuals purchase gold for different purposes. For some it could be for aesthetic reasons and for others, it could be purely financial. Depending upon factors like end purpose, safety, and personal and financial goals, an investment in gold should be made. Buying gold coins, bars, bullion, jewelry etc. are the traditional ways of buying gold. Online gold investments consist of tools such as Digital Gold, Gold ETFs, Sovereign Gold Bonds, Gold Mutual Funds, and Gold Stocks. And the best way to invest in gold for you will depend upon your investment risk appetite, attitude, and aptitude.
Let us look at some of the ways you can put your money into this precious metal:
Digital GoldPhysical Gold
PurityPurity is guaranteed.Purity is not always ensured.
PriceCost of digital gold is same across the country.Gold prices of physical gold items are not consistent.
QualityDigital Gold is always of 24 karat or 995 purity.Gold Jewelry could be anywhere from 18k-22k. Gold coins are bars are usually 24 karat.
Get the Best Gold Loan Today
TransparencyThe entire process of buying digital gold is regulated and well-documented.Although BIS Hallmarking is a mark of authenticity, many local jewelers sell adulterated gold.
LiquidityHigher liquidity than physical gold.Selling of physical gold articles can take time as it requires finding the right gold value.
Storage and SecurityThere’s no fear of theft and robbery. No safe deposit lockers are needed.Arrangements have to be made to store physical gold safely and securely.
Gold Coin vs Gold Jewellery: Which is a Better Investment?
Gold's attractiveness has made it a tempting asset for those looking for risk diversification. And the demand refuses to slow down. If you decide to take the traditional route of investing in gold, you can buy gold jewelry, gold coins, gold bullion, or gold bars. Gold jewelry is usually an emotional and personal investment whereas gold coins are purchased mainly for financial reasons. So, what is a better option for investment? Let us do a comparison of the two.
Gold CoinGold Jewelry
AvailabilityGold Coins usually come in standard weights like 1gram, 5gram, 10gram, 100gram. etc.Jewelry can be made according to your weight preference.
PurityMost gold coins are 24 karat 995 purity. 2 gram gold coins can be either 22k or 24 k.Gold Jewelry could be anywhere from 18k-22k.
WastageDue to the standard design, gold wastage is less.Depends upon the intricacy of the designs. Wastage is more than gold coins and bars.
Get the Best Gold Loan Today
Breaking Charges(charges incurred during melting and making a new design)Even when gold coins are converted into jewelry pieces, the breaking charges are lesser than gold jewelry.When gold ornaments are melted to create a new ornament, the breaking charges are more than gold coins.
Resale ValueDue to lesser wastage, breaking and making charges and highest purity, the resale value of gold coins is higher than gold ornaments.Due to more wastage, breaking and making charges, wear and tear, depending upon the purity of the particular item, resale value is lesser than gold coins.
AffordabilityGold coins can be as low weight as 1gram or 2gram. Thus, it is affordable for more people.Gold Jewelry has more weight and requires a bigger investment.
Conclusion
From a purely financial investment perspective, gold coins carry more merit than gold jewelry. Although the owner of gold ornaments can proudly wear their possession, it isn't the ideal investment choice. The purchase price of gold ornaments increases due the manufacturing cost and meltdown value. It might warrant additional costs such as renting a safety locker for the safekeeping of the physical gold.
- Avail gold loan
- Calculate Gold Loan
- Check Gold rate today
- Gold Loan Eligibility
- Interest Rate
- Gold Loan Scheme
- Custom Offers
CATEGORIES
OUR SERVICES
-
Credit Score
-
Gold Loan
-
Personal Loan
-
Cibil Score
-
Vehicle Loan
-
Small Business Loan
-
Money Transfer
-
Insurance
-
Mutual Funds
-
SME Loan
-
Corporate Loan
-
NCD
-
PAN Card
-
NPS
-
Custom Offers
-
Digital & Cashless
-
Milligram Rewards
-
Bank Mapping
-
Housing Finance
-
#Big Business Loan
-
#Gold Loan Mela
-
#Kholiye Khushiyon Ki Tijori
-
#Gold Loan At Home
-
#Sunherisoch
RECENT POSTS

What Is a Grace Period in Health Insurance? Meaning & How It Works
Know More
Life Insurance Vs Health Insurance: What’s the Real Difference?
Know More
Urgent Loans for CIBIL Defaulters in 2025: What You Need to Know
Know More
Loan Restructuring: Meaning, Process, and Its Impact on Gold and Personal Loans
Know More
1 Pavan Gold in Grams: Meaning and How It Is Calculated
Know More
NACH vs. ECS Explained: Full Forms, How They Work, and Their Key Differences
Know More
MCLR Rate vs. Repo Rate Explained: Which Is Better for a Home Loan?
Know More
Effective Annual Rate (EAR) vs. Nominal Rate: Meaning and Key Differences
Know More
Calculate Compound Interest in Seconds (2025)
Know More
Annualized Return Formula Every Investor Needs To Know
Know MoreFIN SHORTS

Top 5 Reasons to Monitor Gold Rate Daily
Know More
4 Impact of Repo Rate Cut on Personal Loan Interest Rates
Know More
Top 5 Best Performing Mutual Funds in 2025
Know More
5 Factors that affect gold loan processing time
Know More
Relation Between Personal Loan and Your CIBIL Score
Know More
Step-by-Step Way to Get Your First CIBIL Score
Know More
What Does A Revolving Personal Loan Mean?
Know More
When does CIBIL Score Be an Update Date Every Month?
Know More
Which Industries Qualify For SME Loan Schemes
Know More
Do Gold Loan Offer Any Tax Exemption?
Know More
After Paying All Debts How Long Does Cibil Take To Update The Score?
Know More
What Is The Reappraisal of A Gold Loan?
Know More- South +91 99469 01212
- North 1800 313 1212