When does CIBIL Score Be an Update Date Every Month?

Your CIBIL score reflects your credit behaviour and is updated monthly to give lenders the most accurate view of your repayment history. Staying on top of when and how updates happen helps you manage your credit health effectively.

• Banks and NBFCs report your account activity by the 4th working day each month.
• CIBIL processes this data and updates scores around the 10th of every month.
• If the 10th is a weekend or holiday, updates may shift by 1–2 days.
• Make loan and credit-card payments before month-end to reflect in the next update.
• Check your report after the 10th to spot and fix any errors.

Suggested Read: Quick Tips for Boosting Your CIBIL Score