How to Check Loan Number: Step-by-Step Process

A loan account number is a special number that is linked to your loan. You need it to make EMI payments, check your outstanding balances, make service requests, or close a loan. It's important to know how to check your loan account number, whether you took out a gold loan or applied for credit online.

Step 1: Look over your loan papers

The loan number is usually on your loan sanction letter, agreement, or welcome message. If you have the right papers, this is the quickest way to find out your loan account number.

Step 2: Sign in to the Lender's Website or App

Most banks and NBFCs let you check your loan number online. Once you log in with your registered mobile number, you can see loan information on the dashboard.

Step 3: Look at your SMS and email records

The loan reference is often included in alerts about loan approval, EMI reminders, and payment confirmations. This method works best if you got an Instant personal loan through an app or website.

Step 4: Check Your Bank Statement

If your EMIs are automatically taken out, your bank statement might show a loan reference number. This can help you get your loan account number without having to call customer service.

Step 5: Call Customer Service or go to a branch

If you can't find what you need online, call the lender's customer service or go to the nearest branch with a valid ID.

Knowing how to get your loan account number helps you make payments on time and manage your loan better. 

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