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Fin Shorts| August 5, 2025

A ₹10,000 SIP Could Turn into Crores?

Investing through a SIP (Systematic Investment Plan) has become one of the most trusted ways for Indians to build wealth steadily. The idea is simple—investing ₹10,000 every month in a mutual fund can compound into a sizable corpus over time. But how big can it really get?

  • If you invest ₹10,000 monthly for 20 years at an average return of 12%, your investment of ₹24 lakh could grow to over ₹1 crore.
  • Stretch it to 25 years, and the same SIP could potentially touch ₹2.6 crore, thanks to the power of compounding.

The actual number depends on factors like market performance, fund choice, and consistency of investment. A mutual fund calculator is the best way to estimate how your money could grow, giving you a clearer picture of future wealth.

 A disciplined SIP habit not only helps you stay invested through market ups and downs but also builds long-term financial freedom. The earlier you start, the bigger your “X crore” can be.

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