I have received and read the Code of Conduct for Directors & Senior Management (“the Code”) of Muthoot Finance Limited (“the Company”). I understand the standards and policies contained in the Code and understand that there may be additional policies or laws specific to my job/ function in the Company. I agree to comply with the Code.

Board Members and Senior Managers will: Act in the best interests of, and fulfill their fiduciary obligations to the Company; Act honestly, fairly, ethically and with integrity; Conduct themselves in a professional, courteous and respectful manner and not take improper advantage of their position; Will deal fairly with all stakeholders; Comply with all applicable laws, rules and regulations; Act in good faith, responsibly, with due care, competence and diligence, without allowing their independent judgment to be subordinated; Not use the Company’s property or position for personal gain; Not

The members of the Board of Directors of the Company and other Senior Management Officials acknowledge and accept the scope and extent of their duties as Directors and Senior Management Officials of the Company (“the Officers”). They have a responsibility to carry out their duties in an honest and businesslike manner and within the scope of their authority, as set forth in the laws of India as well as in the Memorandum and Articles of Association of the Company.