After Paying All Debts How Long Does Cibil Take To Update The Score?

After you clear all outstanding debts, CIBIL Socre is  updates y in the regular monthly cycle—usually within 30–45 days.

• Lender Reporting: Banks and NBFCs submit your repayment data by the 4th working day of each month.
• Score Refresh: CIBIL processes and publishes updated scores around the 10th of every month.
• Timing Impact:
  • If you pay before the 4th, your clean status shows up around the 10th (≈ 7 days later).
  • If you pay after the 4th, it appears in the next month’s cycle (≈ 30–45 days total).
• Weekend/Holiday Delays: If the 10th falls on a non-working day, updates may slip by 1–2 days.
• Action Tip: Verify your report after each 10th to confirm that repayments are reflected accurately.